Managing risks is a concern for any farm, regardless of size or function. Smith & Associates Insurance can assist you in determining the coverage you need to manage the daily uncertainties of running your business. Below are a few farm insurance coverages:
Home, Personal Property Coverage
The farm/ranch policy provides coverage for your home and personal property, such as your clothes, furniture and appliances.
Loss of Use Coverage
Provides payment for certain losses when your home is damaged and rendered uninhabitable because of an insured loss.
Regardless of your size, these coverages can be tailored to fit the specific needs of your farm to cover your farm personal property and farm buildings and structures.
Scheduled Farm Property Coverage
Provides protection against specified perils for the farm personal property that you specifically name.
Unscheduled Farm Personal Property Coverage
Provides specified perils coverage for the farm personal property that you use in your farming operations.
Farm Buildings and Structures Coverage
Provides specified perils coverage for farm buildings and structures you specifically describe.